INVESTFASHION PRIVACY POLICY

1. INVESTFASHION TAKES PRIVACY VERY SERIOUSLY - INVESTFASHION WILL NOT RENT, SHARE OR SELL YOUR PERSONAL INFORMATION TO ANY THIRD PARTIES.


2. BY ESTABLISHING AN ACCOUNT ON INVESTFASHION, YOU AGREE TO RECEIVE EMAILS BASED ON YOUR ACCOUNT ACTIVITY - (FOR EXAMPLE, CONFIRMATIONS OF PURCHASE YOU MADE, CONFIRMATION RECEIPTS OF ORDERS, NOTIFICATIONS OF DESIGNER COLLECTION, FUNDING STATUS, NUMBER OF SHARES YOU HAVE RECEIVED, STATEMENTS ON THE AMOUNT OF CREDIT AVAILABLE IN YOUR INVESTFASHION ACCOUNT, CONFIRMATION OF EMAIL ADDRESS OR PASSWORD CHANGES, OR CUSTOMER SERVICE INQUIRIES REGARDING ACTIVITY IN YOUR ACCOUNT).


3. BY DEFAULT, YOU MAY RECEIVE UPDATE EMAILS ON YOUR ACCOUNT ACTIVITIES. INVESTFASHION WILL NOT DISCLOSE YOUR EMAIL ADDRESS TO OUR PARTNERS IN ANY CASE - THESE EMAILS ARE SENT THROUGH A WEBFORM WITHOUT ANY THIRD PARTY LEARNING YOUR ADDRESS.


4. BY DEFAULT, YOU MAY RECEIVE PERIODIC NEWSLETTER EMAILS FROM INVESTFASHION. THE FREQUENCY OF THESE NEWSLETTERS MAY VARY BUT WILL BE NO GREATER THAN ONCE PER MONTH - YOU CAN CHOOSE NOT TO RECEIVE THESE NEWSLETTERS THROUGH A PREFERENCE ON THE WEBSITE.


5. INVESTFASHION WILL NOT DISCLOSE YOUR PERSONALLY IDENTIFIABLE INVESTING ACTIVITY TO ANY THIRD PARTY WITHOUT CONSENT - INVESTFASHION RESERVES THE RIGHT TO RECORD AND DISPLAY ANONYMOUSLY YOUR INVESTFASHION ACTIVITY ON THE WEBSITE AND DISPLAY THE GENERAL REGIONS WHERE OUR INVESTORS, DESIGNERS, AND CLIENTS ARE LOCATED.


6. INVESTFASHION'S SERVICE PROVIDERS MAY BE PROVIDED ACCESS TO YOUR PERSONALLY IDENTIFIABLE INFORMATION INCIDENT TO THEIR PROVISION OF SERVICES TO INVESTFASHION - ALL SUCH ACCESS SHALL BE UNDER APPROPRIATE CONFIDENTIALITY AGREEMENTS AND LIMITED TO USE TO PROVIDE SERVICES TO INVESTFASHION.


7. IF YOU FOLLOW ANY LINKS WHICH REMOVE YOU FROM THE WEBSITE, THIS PRIVACY POLICY NO LONGER APPLIES - INVESTFASHION DOES NOT CONTROL THE PRIVACY POLICIES OR THE PRIVACY PRACTICES OF ANY THIRD PARTIES.


8. TO REGISTER AS INVESTORS OR DESIGNERS INVESTFASHION USERS NEED TO BE OVER 18.


9. INVESTFASHION MAY UPDATE OR MODIFY THIS PRIVACY POLICY FROM TIME TO TIME - IF ANY CHANGES ARE MADE INVESTFASHION WILL REFLECT THE DATE ON WHICH ANY SUCH CHANGES ARE MADE AND POSTED BY UPDATING THE "LAST UPDATED" DATE AT THE BOTTOM OF THE PAGE.
   

   
   PLEASE BE SURE TO CHECK THIS PAGE PERIODICALLY FOR CHANGES.
   

   (LAST UPDATED OCTOBER 1ST, 2010)

INVESTFASHION Website Terms of Use

TABLE OF CONTENTS

1. INTRO
2. USE OF SITE
3. COPYRIGHT
4. TRADEMARKS
5. LINKS TO THIRD-PARTY WEB SITES
6. LINKING TO THIS SITE
7. DISCLAIMER OF WARRANTIES
8. LIMITATION OF LIABILITY
9. INDEMNIFICATION
10. REGISTRATION INFORMATION
11. PRIVACY
12. USER CONDUCT
13. USER SUPPLIED INFORMATION
14. PASSWORD SECURITY
15. GENERAL PROVISIONS

1. INTRODUCTION

   
   INVESTFASHION CORPORATION ("INVESTFASHION") OPERATES THIS SITE TO PROVIDE ONLINE ACCESS TO INFORMATION ABOUT INVESTFASHION AND THE PRODUCTS, SERVICES, AND OPPORTUNITIES WE PROVIDE (THE "SERVICE"). BY ACCESSING AND USING THIS SITE, YOU AGREE TO EACH OF THE TERMS AND CONDITIONS SET FORTH HEREIN ("TERMS OF USE"). ADDITIONAL TERMS AND CONDITIONS APPLICABLE TO SPECIFIC AREAS OF THIS SITE OR TO PARTICULAR CONTENT OR TRANSACTIONS ARE ALSO POSTED IN PARTICULAR AREAS OF THE SITE AND, TOGETHER WITH THESE TERMS OF USE, GOVERN YOUR USE OF THOSE AREAS, CONTENT OR TRANSACTIONS. THESE TERMS OF USE, TOGETHER WITH APPLICABLE ADDITIONAL TERMS AND CONDITIONS, ARE REFERRED TO AS THIS "AGREEMENT".

   
   INVESTFASHION RESERVES THE RIGHT TO MODIFY THIS AGREEMENT AT ANY TIME WITHOUT GIVING YOU PRIOR NOTICE. YOUR USE OF THE SITE FOLLOWING ANY SUCH MODIFICATION CONSTITUTES YOUR AGREEMENT TO FOLLOW AND BE BOUND BY THE AGREEMENT AS MODIFIED.

   
   THE LAST DATE THESE TERMS OF USE WERE REVISED IS SET AT THE BOTTOM OF THE PAGE. PLEASE BE SURE TO CHECK THIS PAGE PERIODICALLY FOR CHANGES.



2. USE OF SITE

   
   YOU MAY USE THE SERVICE, THE SITE, THAT YOU SEE, HEAR OR OTHERWISE EXPERIENCE ON THE SITE (SINGLY OR COLLECTIVELY, THE "CONTENT") SOLELY FOR YOUR NON-COMMERCIAL, PERSONAL PURPOSES AND/OR TO LEARN ABOUT INVESTFASHION SERVICES AND PRODUCTS. NO RIGHT, TITLE OR INTEREST IN ANY CONTENT IS TRANSFERRED TO YOU. INVESTFASHION RESERVES COMPLETE TITLE AND FULL INTELLECTUAL PROPERTY RIGHTS IN ALL CONTENT. EXCEPT AS EXPRESSLY AUTHORIZED BY THIS AGREEMENT, YOU MAY NOT USE, ALTER, MODIFY, COPY, DISTRIBUTE, TRANSMIT, DISPLAY, PUBLISH, SELL, LICENCE, CREATE DERIVATIVE WORKS ORDERIVE ANOTHER WORK FROM ANY CONTENT OBTAINED FROM THE SITE OR THE SERVICE, EXCEPT AS EXPRESSLY PERMITTED BY THE TERMS OF USE.



3. COPYRIGHT

   
   THE SITE AND THE CONTENT ARE PROTECTED BY U.S. INTELLECTUAL PROPERTY AND/OR FOREIGN COPYRIGHT LAWS, AND BELONG TO INVESTFASHION. THE COPYRIGHTS, INDUSTRIAL AND ARTISTIC PROPERTY RIGHTS RELATED TO AND IN THE CONTENT ARE OWNED BY INVESTFASHION CORPORATION OR OTHER COPYRIGHT OWNERS WHO HAVE AUTHORIZED THEIR USE ON THE SITE. DOWNLOAD AND REPRINT CONTENT ARE STRICTLY RESERVED FOR YOUR NON-COMMERCIAL, NON-PUBLIC, PERSONAL USE ONLY AND/OR EDUCATIONAL PURPOSES EXCEPT AS OTHERWISE PERMITTED BY INVESTFASHION. YOU MAY NOT MANIPULATE OR ALTER IN ANY WAY IMAGES, PHOTOS, VIDEOS OR OTHER CONTENT ON THE SITE.



4. TRADEMARKS

   
   YOU ARE PROHIBITED FROM USING ANY OF THE MARKS, BRANDS OR LOGOS APPEARING THROUGHOUT THE SITE WITHOUT PERMISSION FROM THE TRADEMARK OWNER, EXCEPT AS PERMITTED BY APPLICABLE LAW. FAILURE TO RESPECT THESE PROVISIONS AND THE LEGAL PROVISIONS RELATED TO COPYRIGHT, TRADEMARKS, INDUSTRIAL AND ARTISTIC PROPERTY RIGHTS SHALL CONSTITUTE AN ACT OF COUNTERFEIT AND/OR AN ACT OF UNFAIR COMPETITION PUNISHABLE UNDER CURRENT LAWS AND WHICH MAY GIVE RISE, INTER ALIA, TO THE PAYMENT OF DAMAGES.



5. LINKS TO THIRD-PARTY WEB SITES

   
   LINKS ON THE SITE TO THIRD-PARTY WEB SITES OR INFORMATION ARE PROVIDED SOLELY AS A CONVENIENCE TO YOU. IF YOU USE THESE LINKS, YOU WILL LEAVE THE SITE. SUCH LINKS DO NOT CONSTITUTE OR IMPLY AN ENDORSEMENT, SPONSORSHIP, OR RECOMMENDATION BY INVESTFASHION OF THE THIRD PARTY, THE THIRD-PARTY WEB SITE, OR THE INFORMATION CONTAINED THEREIN. INVESTFASHION IS NOT RESPONSIBLE FOR THE AVAILABILITY OF ANY SUCH WEB SITES. INVESTFASHION IS NOT RESPONSIBLE OR LIABLE FOR ANY SUCH WEB SITE OR THE CONTENT THEREON. IF YOU USE THE LINKS TO THE WEB SITES OF THIRDS PARTY OR SERVICE PROVIDERS, YOU WILL LEAVE THE SITE, AND WILL BE SUBJECT TO THE TERMS OF USE AND PRIVACY POLICY APPLICABLE TO THOSE WEB SITES.



6. LINKING TO THIS SITE

   
   IF YOU WOULD LIKE TO LINK TO THE SITE, YOU MUST FOLLOW THIS GUIDE. UNLESS SPECIFICALLY AUTHORIZED BY INVESTFASHION, YOU MAY NOT CONNECT "DEEP LINKS" TO THE SITE, CREATE LINKS TO THIS SITE THAT BYPASS THE HOME PAGE OR OTHER PARTS OF THE SITE. YOU MAY NOT MIRROR OR FRAME THE HOME PAGE OR ANY OTHER PAGES OF THIS SITE ON ANY OTHER WEB SITE OR WEB PAGE.



7. DISCLAIMER OF WARRANTIES

   
   INVESTFASHION MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE SITE, THE SERVICE OR THE CONTENT. INVESTFASHION EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WITH REGARD TO THE SITE, THE SERVICE, THE CONTENT, AND ANY PRODUCT OR SERVICE FURNISHED OR TO BE FURNISHED VIA THE SITE. INVESTFASHION DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE SITE OR THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THE SITE OR THE SERVICE WILL BE CORRECTED. INVESTFASHION DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THE SITE, THE SERVICE AND THE CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.



8. LIMITATION OF LIABILITY

   
   IN NO EVENT WILL INVESTFASHION BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER INDIRECT DAMAGES ARISING OUT OF (I) THE USE OF OR INABILITY TO USE THE SITE, THE SERVICE, OR THE CONTENT, (II) ANY TRANSACTION CONDUCTED THROUGH OR FACILITATED BY THE SITE; (III) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SITE, THE SERVICE AND/OR THE CONTENT, (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE, THE SERVICE, OR THE CONTENT, EVEN IF INVESTFASHION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE SERVICE, THE CONTENT, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
   BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, INVESTFASHION'S LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW, BUT SHALL, IN NO EVENT, EXCEED $ 100.



9. INDEMNIFICATION

   
   YOU UNDERSTAND AND AGREE THAT YOU ARE PERSONALLY RESPONSIBLE FOR YOUR BEHAVIOR ON THE SITE. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS INVESTFASHION ITS AFFILIATED COMPANIES, JOINT VENTURES', BUSINESS PARTNERS', LICENSORS', EMPLOYEES', DESIGNERS', AGENTS', AND ANY THIRD-PARTY INFORMATION PROVIDERS' TO THE SERVICE FROM AND AGAINST ALL CLAIMS, LOSSES, EXPENSES, DAMAGES AND COSTS (INCLUDING, BUT NOT LIMITED TO, DIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY AND INDIRECT DAMAGES), AND REASONABLE ATTORNEYS' FEES, RESULTING FROM OR ARISING OUT OF YOUR USE, MISUSE, OR INABILITY TO USE THE SITE, THE SERVICE, OR THE CONTENT, OR ANY VIOLATION BY YOU OF THIS AGREEMENT.



10. REGISTRATION INFORMATION

    
    INVESTFASHION MAY AT TIMES REQUIRE THAT YOU REGISTER AND/OR SET UP AN ACCOUNT (INVESTOR, DESIGNER, OR ELSE) TO USE CERTAIN PORTIONS OF THE WEBSITE, OR THE WEBSITE AS A WHOLE. IN ORDER TO DO SO, YOU MAY BE PROVIDED, OR REQUIRED TO CHOOSE, A PASSWORD, USER ID, AND/OR OTHER REGISTRATION INFORMATION (COLLECTIVELY, "REGISTRATION INFORMATION"). YOU AGREE AND REPRESENT THAT ALL REGISTRATION INFORMATION PROVIDED BY YOU IS ACCURATE AND UP-TO-DATE. IF ANY OF YOUR REGISTRATION INFORMATION CHANGES, YOU MUST UPDATE IT BY USING THE APPROPRIATE UPDATE MECHANISM ON THE WEBSITE IN ACCORDANCE WITH OUR PRIVACY POLICY.
    USE OF USER ID/PASSWORD:

    
    A. IF YOU REGISTER AND/OR SET UP AN ACCOUNT ON THE WEBSITE, YOU WILL BE SOLELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR REGISTRATION INFORMATION. YOU MAY NOT AUTHORIZE OTHERS TO USE YOUR REGISTRATION INFORMATION. YOU MAY NOT SUB-LICENSE, TRANSFER, SELL OR ASSIGN YOUR REGISTRATION INFORMATION AND/OR THIS AGREEMENT TO ANY THIRD-PARTY. ANY ATTEMPT TO DO SO WILL BE NULL AND VOID AND SHALL BE CONSIDERED A MATERIAL BREACH OF THIS AGREEMENT.

    
    B. YOU ARE SOLELY RESPONSIBLE FOR ALL USAGE OR ACTIVITY ON YOUR ACCOUNT INCLUDING, BUT NOT LIMITED TO, USE OF THE ACCOUNT BY ANY PERSON WHO USES YOUR REGISTRATION INFORMATION, WITH OR WITHOUT AUTHORIZATION, WHO HAS ACCESS TO ANY COMPUTER ON WHICH YOUR ACCOUNT RESIDES OR IS ACCESSIBLE.

    
    C. IF YOU HAVE REASON TO BELIEVE THAT YOUR ACCOUNT IS NO LONGER SECURE (FOR EXAMPLE, IN THE EVENT OF A LOSS, THEFT OR UNAUTHORIZED DISCLOSURE OR USE OF YOUR REGISTRATION INFORMATION OR ANY CREDIT, DEBIT OR CHARGE CARD NUMBER STORED ON THE WEBSITE), YOU MUST PROMPTLY CHANGE THE AFFECTED REGISTRATION INFORMATION BY USING THE APPROPRIATE UPDATE MECHANISM ON THE WEBSITE, IF AVAILABLE, OR NOTIFY OUR PRIVACY POLICY COORDINATOR AS DESCRIBED IN OUR PRIVACY POLICY.



11. PRIVACY

    
    PLEASE SEE INVESTFASHION'S PRIVACY POLICY.



12. USER CONDUCT

    
    YOU AGREE TO USE THE SITE ONLY FOR LAWFUL PURPOSES. YOU AGREE NOT TO TAKE ANY ACTION THAT MIGHT COMPROMISE THE SECURITY OF THE SITE, RENDER THE SITE INACCESSIBLE TO OTHERS OR OTHERWISE CAUSE DAMAGE TO THE SITE OR THE CONTENT. YOU AGREE NOT TO ADD TO, SUBTRACT FROM, OR OTHERWISE MODIFY THE CONTENT, OR TO ATTEMPT TO ACCESS ANY CONTENT THAT IS NOT INTENDED FOR YOU. YOU AGREE NOT TO USE THE SITE IN ANY MANNER THAT MIGHT INTERFERE WITH THE RIGHTS OF THIRD PARTIES.



13. USER SUPPLIED INFORMATION

    
    INVESTFASHION DOES NOT WANT TO RECEIVE FROM INVESTORS AND/OR DESIGNERS, GENERAL PUBLIC/SUPPORTERS, OR OTHER CONFIDENTIAL OR PROPRIETARY INFORMATION FROM YOU VIA THE SITE. YOU AGREE THAT ANY MATERIAL, INFORMATION, OR DATA YOU TRANSMIT TO US OR POST TO THE SITE (EACH A "SUBMISSION" OR COLLECTIVELY "SUBMISSIONS") WILL BE CONSIDERED NON CONFIDENTIAL. FOR ALL SUBMISSIONS, (1) YOU GUARANTEE TO US THAT YOU HAVE THE LEGAL RIGHT TO POST THE SUBMISSION AND THAT IT WILL NOT VIOLATE ANY LAW OR THE RIGHTS OF ANY PERSON OR ENTITY, AND (2) YOU GIVE INVESTFASHION THE RIGHT TO DISTRIBUTE, DISPLAY OR CREATE DERIVATIVE WORKS FROM THE SUBMISSION, IN ANY AND ALL MEDIA, IN ANY MANNER, IN WHOLE OR IN PART, WITHOUT ANY RESTRICTION OR RESPONSIBILITIES TO YOU.



14. PASSWORD SECURITY

    
    IF YOU REGISTER TO BECOME AN INVESTFASHION REGISTERED USER, YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR USER IDENTIFICATION AND PASSWORD INFORMATION, AND FOR RESTRICTING ACCESS TO YOUR COMPUTER. YOU AGREE TO ACCEPT RESPONSIBILITY FOR ALL ACTIVITIES THAT OCCUR UNDER YOUR USER IDENTIFICATION AND PASSWORD.



15. GENERAL PROVISIONS

    
    A. ENTIRE AGREEMENT/NO WAIVER.

    
    THESE TERMS OF USE CONSTITUTE THE ENTIRE AGREEMENT OF THE PARTIES WITH RESPECT TO THE SUBJECT MATTER HEREOF. NO WAIVER BY INVESTFASHION OF ANY BREACH OR DEFAULT HEREUNDER SHALL BE DEEMED TO BE A WAIVER OF ANY PRECEDING OR SUBSEQUENT BREACH OR DEFAULT.

    
    B. CORRECTION OF ERRORS AND INACCURACIES.

    
    THE CONTENT MAY CONTAIN TYPOGRAPHICAL ERRORS OR OTHER ERRORS OR INACCURACIES AND MAY NOT BE COMPLETE OR CURRENT. INVESTFASHION THEREFORE RESERVES THE RIGHT TO CORRECT ANY ERRORS, INACCURACIES OR OMISSIONS AND TO CHANGE OR UPDATE THE CONTENT AT ANY TIME WITHOUT PRIOR NOTICE. INVESTFASHION DOES NOT, HOWEVER, GUARANTEE THAT ANY ERRORS, INACCURACIES OR OMISSIONS WILL BE CORRECTED.

    
    C. ENFORCEMENT/ CHOICE OF LAW/ CHOICE OF FORUM.

    
    IF ANY PART OF THIS AGREEMENT IS DETERMINED BY A COURT OF COMPETENT JURISDICTION TO BE INVALID OR UNENFORCEABLE, IT WILL NOT IMPACT ANY OTHER PROVISION OF THIS AGREEMENT, ALL OF WHICH WILL REMAIN IN FULL FORCE AND EFFECT. ANY AND ALL DISPUTES RELATING TO THIS AGREEMENT, INVESTFASHION'S PRIVACY POLICY, YOUR USE OF THE SITE, ANY OTHER INVESTFASHION WEB SITE, THE SERVICE, OR THE CONTENT ARE GOVERNED BY, AND WILL BE INTERPRETED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF CALIFORNIA, COUNTY OF SAN FRANCISCO AND/OR THE NORTHERN DISTRICT OF CALIFORNIA WITHOUT REGARD TO ANY CONFLICT OF LAW'S PROVISIONS.
    

    
    IF YOU DON'T AGREE TO THE TERMS CONTAINED IN THIS AGREEMENT, PLEASE EXIT THE INVESTFASHION WEBSITE.

    
    (LAST UPDATED OCTOBER 1ST, 2010)

INVESTFASHION INVESTOR

TABLE OF CONTENTS

1. HOW TO BECOME AN INVESTOR?
2. HOW TO INVEST IN DESIGNERS' COLLECTIONS?
3. HOW TO PAY DESIGNERS' COLLECTIONS SHARES?
4. AS LONG AS THE DESIGNERS' COLLECTIONS GOAL HAS NOT BEEN MET, YOU CAN:
5. WHEN THE DESIGNERS' COLLECTIONS GOAL HAS BEEN MET, WHAT CAN YOU DO?
6. WHAT IS THE TIME FRAME FOR YOUR INVESTMENT?
7. WHICH BENEFITS' INVESTORS GET WITH THEIR INVESTFASHION INVESTMENT?
8. HOW TO SHARE 1/3 OF THE NET SALES MARGIN FROM THE DESIGNER'S COLLECTION?
9. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES DO NOT REACH $75,000.00?
10. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES REACH FOR MORE THAN $75,000.00?
11. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES REACH FOR MORE THAN $75,000.00 AND SOME PIECES ARE RE-MANUFACTURED?
12. FINAL GOAL OF INVESTFASHION
13. INVESTFASHION - INVESTORS Q&A

1. HOW TO BECOME AN INVESTOR?

   
   INVESTFASHION IS A WEBSITE FUNDING PLATFORM THAT GIVES SELECTED FASHION DESIGNERS THE OPPORTUNITY TO CREATE, DEVELOP, MANUFACTURE, SELL AND RETAIL THEIR FIRST COLLECTIONS.
   WITH AS LITTLE AS $25 A SHARE, AN INVESTOR CAN BE ANYONE - A DEDICATED FASHION FOLLOWER, A SUPPORTIVE FRIEND OR FAMILY MEMBER, A STUDENT LOOKING TO UNDERSTAND THE DESIGN OR BUSINESS PROCESS, A MARKET RESEARCHER OR A VENTURE CAPITALIST.

   
   ALL THE FUNDING FOR THE COLLECTION'S DEVELOPMENT, MANUFACTURING AND RETAIL PROCESS IS DONE THROUGH THE INVOLVEMENT OF A NUMBER OF INDIVIDUAL INVESTORS, INTERESTED IN SUPPORTING DESIGNERS' WORK. FOR THEIR COMMON AND MUTUAL INVESTMENT IN TIME, MONEY, PROFESSIONAL INVOLVEMENT AND NETWORK, THE DESIGNER, THE INVESTORS AS WELL AS INVESTFASHION WILL EQUALLY SHARE THE NET SALES MARGIN OF THE DESIGNER'S COLLECTION PIECES ABOVE $75,000.00.

   
   THE USE OF INVESTFASHION.COM IS OPEN TO ALL AND IS FREE.

   
   TO REGISTER AS AN INVESTOR YOU NEED TO BE AT LEAST 18 YEARS OF AGE. YOUR REGISTRATION AS AN INVESTOR DEPENDS ON YOUR OWN WILL, AND ON THE ACCEPTANCE OF THE RULES AND REGULATIONS AS WELL AS THE TERMS OF USE AND CONDITION OF THE INVESTFASHION WEBSITE.

   
   REGISTER AS AN iNVESTOR: IN ORDER TO OPEN AN INVESTOR ACCOUNT ON INVESTFASHION.COM, YOU WILL BE ASKED TO PROVIDE SOME PERSONAL INFORMATION. ONCE PROVIDED, AN INVESTFASHION INVESTOR ACCOUNT WILL BE CREATED UNDER YOUR NAME. THIS ACCOUNT WILL BE ACCESSIBLE TO YOU THROUGH THE USE OF YOUR ID NAME AND PASSWORD.

   
   INVESTFASHION DOES NOT SHARE OR COMMUNICATE PERSONAL INFORMATION TO ANY THIRD PARTY.

   
   FOR ADDITIONAL INFO, YOU CAN ALSO REFER TO THE PRIVACY POLICY OF INVESTFASHION.COM.
   



2. HOW TO INVEST IN DESIGNERS' COLLECTIONS?

   
   THE INVESTOR IS GIVEN THE CHOICE TO INVEST IN CREATIVELY PROMISING AND EMERGING YOUNG FASHION DESIGNERS PRESENTING THEIR COLLECTION PROJECT.
   THE DESIGNERS HAVE BEEN PRE-SELECTED BY A PANEL OF HIGH CALIBER FASHION PROFESSIONALS, JOURNALISTS, RETAILERS AND DESIGNERS BASED ON THEIR OVERALL SENSE OF CREATIVITY AN INNOVATION, SUPERIOR QUALITY AND POTENTIAL.
   INVESTORS HAVE ACCESS TO THE DESIGNERS' PROFILES, BIOS & PORTFOLIOS SO AS TO HAVE A BETTER IDEA OF THEIR STYLE AND HISTORY TO HELP THEM MAKE AN EDUCATED CHOICE.

   
   DESIGNERS' COLLECTIONS SHARES DO NOT GIVE RIGHTS OR COPYRIGHT OVER THE DESIGNER'S COLLECTION OR PARTICULAR PIECES OF IT. ALL RIGHTS BELONG TO THE DESIGNER.

   
   EACH DESIGNER'S COLLECTION IS DIVIDED INTO 3,000 SHARES. THE PRICE OF THE SHARE IS $25. THE OBJECTIVE IS TO RAISE AN AMOUNT OF $75,000.00 BY DESIGNER COLLECTION TO PRODUCE: DESIGN, MANUFACTURING AND RETAIL PROCESS OF A SPECIFIC DESIGNER'S COLLECTION.

   
   INVESTORS CAN BUY AS MANY SHARES AS THEY WISH, LIMITED TO 40 SHARES / $1,000 BY DESIGNER'S COLLECTION. THEREFORE, A MINIMUM OF 75 INVESTORS IS NECESSARY TO PRODUCE A DESIGNER'S COLLECTION. INVESTORS HAVE MULTIPLE WAYS TO INVEST IN EACH DESIGNER'S PROJECT

   
   A - INVESTORS CAN CHOOSE TO BE INVOLVED IN AN INDIVIDUAL DESIGNER'S COLLECTION:
   INDIVIDUAL / INVESTORS WILL DEFINE THE NUMBER OF SHARES THEY WANT TO BUY BY COLLECTION.

   
   B - INVESTORS CAN ALSO USE OUR PRE-SET SHARES POOL INVESTMENT, BASED ON SIX SHARES: $150.
   THESE TYPES OF SHARES (MIXES, POOL AND DEDICATED) ARE MADE AVAILABLE TO INVESTORS WHO MAY NOT KNOW THE DESIGNERS, BUT WISH TO INVEST AND MAKE THEIR CHOICE MOSTLY IN REGARDS OF THE AMOUNT THEY PLAN TO INVEST:
   MIXED / INVESTORS CAN EQUALLY BE INVOLVED AMONGST THE 6 DESIGNERS PRESENTED. THEREFORE EVERY $150, INVESTORS GET 1 SHARE PER DESIGNER'S COLLECTION.
   POOL / INVESTORS CAN BE INVOLVED IN THE TOP 3 MOST FUNDED DESIGNERS' COLLECTIONS. SO FOR EVERY $150, THREE SHARES GO TO THE 1ST ONE, TWO SHARES GO TO THE 2ND AND ONE SHARE GOES TO THE 3RD ONE.
   DEDICATED / INVESTORS CAN BE INVOLVED ONLY IN THE MOST FUNDED DESIGNER. SO FOR EVERY $150, SIX SHARES ARE ALLOCATED TO HIM/HER COLLECTION.

   
   WHEN THE CHOICE IS MADE, THE FINAL AMOUNT IS CALCULATED AND THE INVESTOR IS DIRECTED TO A SECURED ONLINE PAYMENT PAGE.



3. HOW TO PAY DESIGNERS' COLLECTIONS SHARES?

   
   INVESTFASHION.COM ACCEPTS THE FOLLOWING CREDIT CARDS FOR ONLINE PAYMENT:
   AMERICAN EXPRESS / VISA / MASTERCARD / DISCOVER E-CHECK

   
   THE TOTAL DOLLARS AMOUNT OF YOUR ORDER OF SHARES WILL BE ALLOCATED AT THE TIME THE PAYMENT IS APPROVED, PAYMENT (TRANSFER OF FUNDS). IF THE AMOUNT CHARGED EXCEEDS YOUR CREDIT LIMIT, YOUR ORDER WILL BE AUTOMATICALLY CANCELED.

   
   DEBIT CARDS:
   PAYMENT IS DEDUCTED FROM YOUR ACCOUNT AT THE TIME YOUR CARD IS APPROVED. A RECEIPT IS INCLUDED WITH EACH ORDER.

   
   A SIX-BUSINESS DAY PERIOD ALLOWS YOU TO MAKE YOUR CHOICE DEFINITIVE. IF YOU CHANGE YOUR MIND, A REQUEST FOR REFUND WILL HAVE TO BE DONE VIA EMAIL TO INVESTFASHION. ONLY AFTER RECEIVING THIS EMAIL REQUEST OF REFUND, INVESTFASHION WILL RE-CREDIT YOU.

   
   WEBSITE PAYMENT SECURITY:
   INVESTFASHION.COM HAVE PARTNERED WITH AUTHORIZE.NET [HTTP://WWW.AUTHORIZE.NET], A LEADING PAYMENT GATEWAY SINCE 1996, TO ACCEPT CREDIT CARDS AND ELECTRONIC CHECK PAYMENTS SAFELY AND SECURELY FOR OUR CUSTOMERS. THE AUTHORIZE.NET PAYMENT GATEWAY MANAGES THE COMPLEX ROUTING OF SENSITIVE CUSTOMER INFORMATION THROUGH THE ELECTRONIC CHECK AND CREDIT CARD PROCESSING NETWORKS: [HTTP://WWW.AUTHORIZE.NET/RESOURCES/HOWITWORKSDIAGRAM/]

   
   THE COMPANY ADHERES TO STRICT INDUSTRY STANDARDS FOR PAYMENT PROCESSING, INCLUDING:
   -128-BIT SECURE SOCKETS LAYER (SSL) TECHNOLOGY FOR SECURE INTERNET PROTOCOL (IP) TRANSACTIONS.
   -INDUSTRY LEADING ENCRYPTION HARDWARE AND SOFTWARE METHODS AND SECURITY PROTOCOLS TO PROTECT CUSTOMER INFORMATION.
   -COMPLIANCE WITH THE PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI DSS)

   
   FOR ADDITIONAL INFORMATION REGARDING THE PRIVACY OF YOUR SENSITIVE CARDHOLDER DATA, PLEASE READ THE AUTHORIZE.NET PRIVACY POLICY: [HTTP://WWW.AUTHORIZE.NET/COMPANY/PRIVACY/].



4. AS LONG AS THE DESIGNERS' COLLECTIONS GOAL HAS NOT BEEN MET, YOU CAN:

   
   -INVESTORS CAN BUY MORE SHARES
   HOWEVER IT WILL BECOME POSSIBLE SOON:
   -INVESTORS CAN CHANGE THEIR DESIGNERS' COLLECTIONS CHOICES
   -INVESTORS CAN SPLIT OR CHANGE THE AMOUNT ALREADY INVESTED IN DESIGNERS' COLLECTIONS.

   
   A DESIGNER'S COLLECTION HAS A MAXIMUM OF 3-MONTH TO GET FUNDED. AFTER THAT PERIOD, THE DESIGNER'S COLLECTION IS REMOVED FROM THE TOP LIST AND PLACED IN AN EXTENDED LIST FOR ANOTHER 3-MONTH.

   
   THOSE WHO INVESTED IN A DESIGNER'S COLLECTION THAT DID NOT REACH THE GOAL IN THE FIRST 3-MONTH WILL BE INFORMED VIA EMAIL. THEY WILL BE OFFERED TO INCREASE THEIR INVESTMENT IN ORDER FOR THE DESIGNER TO REACH THE 3,000 SHARES. OR, THEY WILL HAVE THE CHOICE TO EITHER MAINTAIN THEIR INVESTMENT AND WAIT A LITTLE BIT MORE, RE-INVEST WITHIN ANOTHER DESIGNER COLLECTION OF THEIR OWN CHOICE, OR TO BE REFUNDED OF THEIR INITIAL INVESTMENT.

   
   INVESTORS CAN ONLY BE REFUNDED OF THEIR INITIAL INVESTMENT DURING THAT SPECIFIC PERIOD: AFTER THE FIRST 3-MONTH AND WHEN THE DESIGNER HAS NOT YET BEEN FULLY FUNDED. INVESTORS REQUEST FOR REFUND WILL HAVE TO BE DONE VIA MAIL TO INVESTFASHION. ONLY AFTER RECEIVING A REQUEST OF REFUND, INVESTFASHION WILL RE-CREDIT THE INVESTOR WITHIN A TWO-WEEK PERIOD, LESS THE INITIAL CREDIT CARD PROCESSING PAYMENT FEES.

   
   THE TOTAL AMOUNT RAISED - $75,000.00 - WILL BE USED TO COVER THE DESIGNER'S CREATIVE PROCESS, THE TECHNICAL DEVELOPMENT OF THE COLLECTION, THE MARKETING AND COMMUNICATION AS WELL AS THE PRODUCTION, MANUFACTURING AND ONLINE RETAIL OF PIECES.



5. WHEN THE DESIGNERS' COLLECTIONS GOAL HAS BEEN MET, WHAT CAN YOU DO?

   
   IT IS ONLY WHEN THE 3,000 SHARES OF A DESIGNER'S COLLECTION HAVE BEEN SOLD THAT THE PROCESS TAKES EFFECT. AT THAT MOMENT THE ONE'S INVESTMENT IS FROZEN AND CAN'T BE CHANGED.

   
   THE INVESTORS WILL BE NOTIFIED VIA EMAIL THAT THEY ARE OFFICIALLY DEDICATED INVESTORS OF THEIR CHOSEN DESIGNER'S COLLECTION. INVESTORS WILL GET A PRIVILEGED ACCESS TO THE DESIGNER AND WILL BE UPDATED ON THE COLLECTION'S PROCESS.

   
   AS SOON AS A DESIGNER'S PROJECT REACHES ITS GOAL ($75,000.00), HE/SHE IS LISTED OFF FROM THE TOP LIST AND A NEW DESIGNER'S COLLECTION IS PROPOSED. THIS PRINCIPLE ALLOWS A PERMANENT RENEWAL OF DESIGNERS' COLLECTIONS TO BE PRODUCED AS WELL AS A CONTINUOUS ARRIVAL OF NEW COLLECTIONS IN THE ONLINE E-STORE SUSTAINING THE ENTIRE PROCESS.



6. WHAT IS THE TIME FRAME FOR YOUR INVESTMENT?

   
   -FUNDING PERIOD / 1 TO 12 WEEKS
   -THE DESIGNER'S CREATIVE PROCESS / 4 TO 6 WEEKS
   -TECHNICAL DEVELOPMENT OF THE COLLECTION / 3 TO 5 WEEKS
   -PHOTO SHOOT /VIDEO AND MARKETING & COMMUNICATION / 1 TO 2 WEEKS
   -PRODUCTION & MANUFACTURING OF THE PIECES / 3 TO 6 WEEKS -ONLINE RETAIL - 1ST SALE / 2 TO 8 WEEKS

   
   WHEN ONE INVESTOR INVESTS IN A DESIGNER'S COLLECTION, THE TIME FRAME OF HIS/HER INVESTMENT WILL GENERALLY LAST BETWEEN 6 TO 9 MONTHS. IT WILL NEVER EXCEED 12 MONTHS. THE COLLECTION'S DEVELOPMENT AND RETAILED WILL VARY FROM 4 TO 6 MONTHS. EVEN WHEN RE-MANUFACTURING OCCURS, THE INVESTMENT WILL NOT EXCEED 1-YEAR PER COLLECTION.



7. WHICH BENEFITS' INVESTORS GET WITH THEIR INVESTFASHION INVOLVEMENT?

   
   -SHARE 1/3 OF THE NET SALES MARGIN FROM THE DESIGNER'S COLLECTION PRODUCED WITH THE OTHER INVESTORS ABOVE $75,000.00
   -GET A PRIVILEGE % DISCOUNT ON THE DESIGNER'S COLLECTION PIECES THEY INVESTED IN
   -GET A UNIQUE ACCESS TO THE DESIGNERS THEMSELVES ALLOWING THEM TO BE INVOLVED AND UPDATED AND FINALLY TO DISCOVER THE ENTIRE PROCESS FROM DESIGN TO THE FINAL CREATIVE PIECES
   -PREVIEW OF THE PRODUCED PIECES COLLECTION AND POSSIBILITY TO PRE-ORDER THEIR FAVORITE ONE AND SECURE SIZES AMONG THE PIECES MANUFACTURED
   -PRIORITY TO BUY THE DESIGNERS' COLLECTIONS PIECES INVESTED IN - THE TWO FIRST DAYS ARE EXCLUSIVELY RESERVED TO THE DESIGNER'S INVESTORS BEFORE COLLECTION BECOMES AVAILABLE FOR PURCHASE TO THE GENERAL PUBLIC
   -CREDIT LISTING ASSOCIATED TO THE DESIGNER'S COLLECTION THEY INVESTED IN IF THEY WISH TO BE CREDITED.



8. HOW TO SHARE 1/3 OF THE NET SALES MARGIN FROM THE DESIGNER'S COLLECTION?

   
   THE FIRST SALE HAS A POSSIBLE POTENTIAL VALUE OF $95,000.00 AND A NET SALES MARGIN OF ABOUT $15,000.00, WHICH IS TO BE EQUALLY DIVIDED BETWEEN INVESTORS, INVESTFASHION AND THE DESIGNER.

   
   -IF THE FIRST COLLECTION'S SALE IS NOT A SUCCESS AND THE SALES DO NOT EXCEED THE INITIAL $75,000.00 FUNDING, SO YOUR INITIAL INVESTMENT WILL BE UNFROZEN AT THE LEVEL OF THE SALE. THE REMAINING OF YOUR INVESTMENT WILL BE MADE AS A PURCHASE CREDIT TO BUY OTHER DESIGNERS' COLLECTIONS YOU INVESTED IN .

   
   -IF THE FIRST COLLECTION'S SALE IS SUCCESSFUL AND THE SALES EXCEED THE INITIAL $75,000.00 FUNDING, THE NET SALES MARGIN IS EQUALLY DIVIDED BETWEEN THE INVESTORS, INVESTFASHION AND THE DESIGNER. IF RE-MANUFACTURING OCCURS, THE FOLLOWING SALES WILL HAVE MORE IMPORTANT NET SALES MARGIN IN TERM OF AMORTIZATION INTEGRATED INTO THE COSTS AND THE NET SALES MARGIN WILL AGAIN BE EQUALLY DIVIDED BETWEEN INVESTORS, INVESTFASHION AND THE DESIGNER.

   
   THE AMOUNT YOU INVESTED IN ONE OR MORE DESIGNERS' COLLECTIONS CAN ALSO BE USED TO BUY DESIGNERS' COLLECTIONS PIECES YOU INVESTED IN AT A PRIVILEGE DISCOUNT IN THE ONLINE INVESTFASHION E-STORE.



9. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES DO NOT REACH $75,000.00?

   
   LET'S SAY FOR INSTANCE THAT YOU EQUALLY INVESTED $300 (12 SHARES = 3X4 SHARES) IN 3 DESIGNERS' COLLECTIONS OF YOUR CHOICE. YOUR INVESTOR'S ACCOUNT WILL THEN SHOWS AN OVERALL CREDIT OF $300

   
   -AS LONG AS THE DESIGNERS' COLLECTIONS YOU INVESTED IN HAVE NOT REACHED THEIR FUNDING GOAL OF $75,000.00 YET, YOU HAVE THE OPPORTUNITY TO CHANGE YOUR INVESTMENT AS YOU WISH, CHOOSE ANOTHER DESIGNER'S COLLECTION, SPLIT YOUR FINANCIAL INVOLVEMENT DIFFERENTLY, OR AMONGST OTHER DESIGNERS' COLLECTIONS, AND/OR PURCHASE MORE SHARES.

   
   -WHEN ONE OF THE DESIGNERS YOU FINANCIALLY SUPPORT REACHES ITS $75,000.00 FUNDING GOAL, NO CHANGES ARE POSSIBLE IN ORDER TO ALLOW THIS DESIGNER TO START CREATING AND THEN MANUFACTURING AND SELLING HIS/HER COLLECTION.

   
   -WHEN THE DESIGNER'S COLLECTION IS MADE AVAILABLE IN THE INVESTFASHION E-STORE, YOUR FINANCIAL SUPPORT WILL ALSO ALLOW YOU TO BUY YOUR DESIGNER'S COLLECTION PIECES WITH A PRIVILEGED DISCOUNT WITHIN AN EXCLUSIVE 2-DAY PERIOD. IT IS FOR YOU THE INSURANCE TO GET ALL THE PIECES AND SIZES AVAILABLE YOU MAY WANT.

   
   LET'S SAYS ALEXANDER'S COLLECTION SELLS FOR ONLY $50,000.00 (2/3 OF $75,000.00), AND YOU HAVE NOT USED YOUR INVESTMENT TO BUY A DESIGNER'S PIECE
   ON YOUR AMOUNT OF $100 FOR ALEXANDER, ONLY 2/3 ($67) WILL BE UNFROZEN AND MADE AVAILABLE FOR YOU TO RE-INVEST IN ANOTHER DESIGNER'S COLLECTION, BUY OTHER DESIGNER'S COLLECTION PIECES OR BE REFUNDED. THE LOSS OF $33 WILL BE CREDITED IN YOUR INVESTOR ACCOUNT AND WILL BE DEDUCTED FROM YOUR NEXT PURCHASE OF DESIGNER'S COLLECTION PIECES YOU INVESTED IN. IF NOT USED, THIS CREDIT WILL EXPIRE AFTER A 12-MONTH PERIOD.



10. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES REACH FOR MORE THAN $75,000.00?

    
    LET'S SAY ANNA'S COLLECTION IS THE SECOND DESIGNER YOU GET FINANCIALLY INVOLVED. WHEN THE ANNA'S COLLECTION SALES REACH $75,000.00, YOUR PRIMARY INVESTMENT OF $100 IS FULLY UNFROZEN AND AVAILABLE FOR YOU TO RE-INVEST IN ANOTHER DESIGNER'S COLLECTION, BUY ALL OTHERS DESIGNERS' COLLECTIONS PIECES OR BE REFUNDED.
    IF WE CONSIDER A NET SALES MARGIN ABOVE $75,000.00 OF $10,000.00 FOR EXAMPLE, EACH PARTY WILL GET 1/3 OF IT. SO IN THAT CASE, THE DESIGNER GETS 1/3 - INVESTFASHION GETS 1/3 - THE INVESTORS GET 1/3 (THEREFORE $3,333 FOR 3,000 SHARES = $1.11 BY SHARE).

    
    YOU BOUGHT 4 SHARES, YOU GET $4.44 WHICH REPRESENTS A 4.4% ADDED TO YOUR INVESTOR ACCOUNT.
    THIS AMOUNT CAN BE RE-INVESTED ON OTHER DESIGNERS' COLLECTIONS, BE REFUNDED OR ADDED TO YOUR INVESTOR PURCHASE CREDIT WITH NO LIMITATION OF TIME.



11. WHAT HAPPENS IF THE DESIGNER'S COLLECTION SALES REACH FOR MORE THAN $75,000.00 AND SOME PIECES ARE RE-MANUFACTURED?

    
    THE DECISION TO RE-MANUFACTURE DESIGNERS' PIECES THAT HAVE BEEN SUCCESSFUL WILL BE TAKEN DURING THE FIRST SALE PERIOD. THE CHOICE OF WHICH PIECES TO BE REMANUFACTURED WILL BE MADE BY INVESTFASHION IN REGARDS TO THE DEMAND AND THE DESIGNER'S SALES RESULTS. IN ANY CASE, THE TIME FRAME OF YOUR INVESTMENT WILL NOT EXCEED ONE YEAR PER COLLECTION.

    
    THE DOLLARS AMOUNT NECESSARY TO FUND THE REMANUFACTURING PROCESS WILL BE COVERED BY THE FIRST SALE INCOMES MADE OVER $55,000.00. THE PIECES SELECTED ARE CALLED THE "BEST OF" AND WILL BE SOLD ALSO ON A SPECIAL SECTION OF THE E-STORE. THEY WILL BE AVAILABLE FOR SALE FOR A LONGER PERIOD OF TIME AND AS LONG AS THE DEMAND IS STRONG THE SAME PROCESS OF REMANUFACTURING WILL TAKE PLACE.

    
    THIS WILL ONCE AGAIN DEMONSTRATE THAT WHEN A CREATIVE PIECE IS SUCCESSFUL, IT WILL BECOME A CLASSIC AND A TRUE INVESTMENT CONTRARY TO A TRENDY PIECE.

    
    LET'S SAY STEVEN'S COLLECTION IS THE THIRD DESIGNER YOU INVESTED IN. THE FIRST SALE PERIOD IS A SUCCESS AND INVESTFASHION TAKES THE DECISION TO REMANUFACTURE 4 SPECIFICS ITEMS. THE FINANCIAL NEED TO REMANUFACTURE THESE PIECES WILL BE TAKEN FROM THE SALE REVENUE GENERATED BY THE FIRST SALE.
    FOR THE INVESTOR ITS INITIAL FINANCIAL INVOLVEMENT WILL BE FULLY UNFROZEN AS SOON AS THE $75,000.00 IN SALE WILL HAVE BEEN REACHED. THE NET SALES MARGIN WILL BE CALCULATED AND LIBERATED AFTER THE SALE PERIOD END AND NO LONGER THAN 1 YEAR AFTER THE INVESTOR GETS INVOLVED IN THE DESIGNER'S COLLECTION OF HIS/HER CHOICE.

    
    IF WE CONSIDER IN THAT EXAMPLE THAT THE COMBINED NET SALES MARGIN OF THE 1ST SALE AND THE 2ND SALE PERIOD REACH $28,000.00. THE INVESTORS WILL SHARE $9,333 FOR 3,000 SHARES = 3.11 DOLLARS BY SHARES. IF YOU BOUGHT 4 SHARES YOU GET $12.44.



12. FINAL GOAL OF INVESTFASHION

    
    -TO ALLOW PRE-SELECTED ENTREPRENEURIAL CREATIVE DESIGNERS TO DEVELOP, MANUFACTURE AND SELL THEIR FIRST CREATIVE COLLECTIONS WITHOUT UPFRONT MONEY AND BY GETTING 1/3 OF THE NET SALES MARGIN ABOVE $75,000.00. INVESTFASHION ALSO PROVIDES THE SELECTED DESIGNERS WITH THE BUSINESS DATA OF THEIR COLLECTIONS, KEY FIGURES FROM THEIR INVESTORS AND CUSTOMERS IN ORDER TO HELP THEM BUILD OWN FUTURE BUSINESS PLAN.

    
    -TO EXPERIENCE AND BENEFIT FROM AN INTERNATIONAL AND PROFESSIONAL FASHION NETWORK - FROM PRESS TO MANUFACTURERS, SO DEVELOP CERTIFIED WORK HABITS AND COLLECTIONS THAT RESPECT INDUSTRY STANDARDS. FINALLY, AND MOST IMPORTANTLY, TO HELP THEM TO LIVE AND WORK OFF THEIRS TALENT AS SOON AS POSSIBLE.

    
    -TO DEVELOP PARTNERSHIPS AND COLLABORATIONS WITH SUPPLIERS, MANUFACTURERS AND VENDORS, SO AS TO FACILITATE THE SOURCING FOR THE COLLECTIONS' MANUFACTURING (TO QUICKLY RESPOND TO ANY SPECIAL SOURCING DEMANDS DEPENDING ON THE DESIGNER COLLECTION'S COMPLEXITY, AS WELL AS PROVIDE COMMERCIAL LEVERAGES TO GET BETTER PRICES THAT AN INDIVIDUAL DESIGNER WILL NOT GET OTHERWISE).

    
    -TO FACILITATE THE MANUFACTURING PROCESS BY PROVIDING TECHNICAL SOLUTIONS TO ADVANCE AND EASE THE WORK OF THE MANUFACTURERS. TO MAINTAIN QUALITY CONTROL AND ETHICS FOR EVERY DESIGNERS' COLLECTION PRODUCED AS WELL AS HARMONIZE THE SIZING BETWEEN DESIGNERS' COLLECTIONS REGARDING THE ONLINE CUSTOMERS CLIENTELE.

    
    -TO ALLOW INVESTORS AND THE GENERAL PUBLIC TO HAVE ACCESS AND BUY LIMITED AND NUMBERED, EXCLUSIVE AND EXQUISITE, HIGH QUALITY STANDARDS AND LABOR ETHICS CONTROLLED, SUPERIOR AND CREATIVE FASHION DESIGNERS PIECES, ONLY AVAILABLE ON THE INVESTFASHION ONLINE E-STORE.



13. INVESTFASHION - INVESTORS Q&A

    
    1.I INVESTED $1000 (40 SHARES), BUT DO I GET SAME DISCOUNT DEAL WITH THE INVESTORS WHO INVESTED ONLY $150 (6 SHARES)?
    FIRST, THE PRIVILEGE % DEAL FOR THE INVESTORS WILL DEPEND ON THE TIME INVESTORS WILL BUY THE SHARES. FOR INSTANCE, THE FIRST MONTH'S INVESTORS WILL GET A BETTER % RATE THAN THOSE FROM THE SECOND AND THIRD MONTH'S. THEN, THE % WILL VARY IN REGARD OF THE AMOUNT INVESTED IN A DESIGNER'S COLLECTION. TIME AND NUMBER OF SHARES WILL INFLUENCE YOUR PRIVILEGE % DEAL.
    FOR INSTANCE:
    -DURING THE FIRST MONTH, AN INVESTOR WHO INVESTS BETWEEN $0-$150 GETS 15% BUT FROM $175-$450 / 18% AND 475-$1000 HE CAN GET 20%
    -DURING THE 2ND MONTH, AN INVESTOR WHO INVESTS BETWEEN $0-150 GETS 12% BUT FROM 175-450 / 15% AND 475 - 750 / 18% AND 775-1000 HE CAN GET 20%
    -DURING THE 3RD MONTH, AN AN INVESTOR WHO INVESTS BETWEEN $0-150 GETS 10% BUT FROM 175-450 / 12% AND 475-750 / 15% AND 775-900 / 18% AND 900-1000 HE CAN GET 20%

    
    2.WILL THE DATE OF MY PURCHASE REMAIN SAME EVEN WHEN IF AN INVESTOR SWITCHES TO A DIFFERENT DESIGNER?
    YES - THE DATE OF THE FIRST INVESTMENT CHOICE WILL REMAIN THE SAME.
    FOR EXAMPLE, IF MARY INVESTS $175 ON DESIGNER'S COLLECTION A DURING THE FIRST MONTH AND THEN SWITCHES HER INVESTMENT IN DESIGNER' COLLECTION B AT THE END OF THE THIRD MONTH BECAUSE SHE THINKS DESIGNER B HAS BETTER CHANCE TO BE FUNDED , SHE WILL GET HER 18% AND NOT THE 12%.

    
    3.CAN I ONLY INVEST AND NOT PURCHASE ANY PRODUCT?
    YES - YOU CAN ONLY INVEST AND DO NOT PURCHASE DESIGNERS' PIECES.

    
    4.IS THERE A CERTAIN AMOUNT OF FEES APPLIED TO MY INVESTFASHION ACCOUNT PORTFOLIO?
    YES - THE ONLINE PAYMENT PROCESSING FEES IS CALCULTED FROM THE PURCHASE AMOUNT OF YOUR SHARES (AROUND 3%)

    
    5.CAN I GET IN CASH CREDIT THE AVAILABLE MONEY AMOUNT OF MY INVESTFASHION ACCOUNT ONCE THE COLLECTION IS CLOSED?
    YES - YOU CAN, LESS THE PROCESSING FEES LINKED TO IT.

    
    (LAST UPDATED OCTOBER 1ST, 2010)

INVESTFASHION E-STORE Sales - Return & Refund Policy

When the first designer's collection is manufactured, the IF E-store will open!

Table of Contents

1. MERCHANDISE AND AVAILIBILITY
2. YOUR ONLINE ACCOUNT
3. CREDIT CARD USE
4. WEBSITE SECURITY
5. DIGITAL SECURITY CERTIFICATES
6. SHIPPING METHODS AND COSTS
7. TAXES & DUTIES
8. RETURN POLICY
9. IDENTIFICATION TAB
10. THE PRODUCT YOU WISH TO RETURN
11. REFUND POLICY
12. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
13. FORCE MAJEURE

1. MERCHANDISE AND AVAILIBILITY

   
   INVESTFASHION E-STORE SELLS THE EXCLUSIVE AND EXQUISITE, SUPERIOR AND AUTHENTIC, LIMITED AND NUMBERED, HIGH QUALITY STANDARDS AND LABOR ETHICS CONTROLLED CREATIVE FASHION DESIGNERS PIECES.
   WE FREQUENTLY ADD NEW DESIGNERS AND EXCITING PRODUCTS TO OUR SELECTION. STAY UPDATED BY REGISTERING FOR INVESTFASHION E-MAIL.
   WE RESERVE THE RIGHT TO LIMIT QUANTITIES ORDERED.



2. YOUR ONLINE ACCOUNT

   
   REGISTER WITH INVESTFASHION.COM FOR THE MOST CONVENIENT SHOPPING EXPERIENCE. ONCE YOU REGISTER, YOU WILL NOT HAVE TO RE-ENTER YOUR CREDIT CARD AND SHIPPING INFORMATION, AND YOU MAY ALSO VIEW YOUR WEB ORDER STATUS. REGISTER OR SIGN IN HERE.



3. CREDIT CARD USE

   
   > INVESTFASHION.COM ACCEPTS THE FOLLOWING CREDIT CARDS FOR ONLINE PURCHASES: * AMERICAN EXPRESS * VISA * MASTERCARD * DISCOVER * E-CHECK
   CREDIT CARDS: THE TOTAL DOLLARS AMOUNT OF YOUR ORDER IS ALLOCATED AT THE TIME YOUR CARD IS APPROVED, PAYMENT (TRANSFER OF FUNDS). IF THE AMOUNT CHARGED EXCEEDS YOUR CREDIT LIMIT, YOUR ORDER WILL BE AUTOMATICALLY CANCELED.
   DEBIT CARDS: PAYMENT IS DEDUCTED FROM YOUR ACCOUNT AT THE TIME YOUR CARD IS APPROVED. A RECEIPT IS INCLUDED WITH EACH ORDER.



4. WEBSITE SECURITY

   
   YOU CAN SHOP AT INVESTFASHION.COM WITH CONFIDENCE. WE HAVE PARTNERED WITH AUTHORIZE.NET [LINK TO HTTP://WWW.AUTHORIZE.NET], A LEADING PAYMENT GATEWAY SINCE 1996, TO ACCEPT CREDIT CARDS AND ELECTRONIC CHECK PAYMENTS SAFELY AND SECURELY FOR OUR CUSTOMERS.
   THE AUTHORIZE.NET PAYMENT GATEWAY MANAGES THE COMPLEX ROUTING OF SENSITIVE CUSTOMER INFORMATION THROUGH THE ELECTRONIC CHECK AND CREDIT CARD PROCESSING NETWORKS. SEE AN ONLINE PAYMENTS DIAGRAM [LINK TO HTTP://WWW.AUTHORIZE.NET/RESOURCES/HOWITWORKSDIAGRAM/] TO SEE HOW IT WORKS.

   
   THE COMPANY ADHERES TO STRICT INDUSTRY STANDARDS FOR PAYMENT PROCESSING, INCLUDING: 128-BIT SECURE SOCKETS LAYER (SSL) TECHNOLOGY TO SECURE INTERNET PROTOCOL (IP) TRANSACTIONS, INDUSTRY LEADING ENCRYPTION HARDWARE AND SOFTWARE METHODS AND SECURITY PROTOCOLS TO PROTECT CUSTOMER INFORMATION AND COMPLIANCE WITH THE PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI DSS).

   
   FOR ADDITIONAL INFORMATION REGARDING THE PRIVACY OF YOUR SENSITIVE CARDHOLDER DATA, PLEASE READ THE AUTHORIZE.NET PRIVACY POLICY: [LINK TO HTTP://WWW.AUTHORIZE.NET/COMPANY/PRIVACY/].



5. DIGITAL SECURITY CERTIFICATES

   
   INVESTFASHION.COM IS REGISTERED WITH THE AUTHORIZE.NET VERIFIED MERCHANT SEAL PROGRAM.



6. SHIPPING METHODS AND COSTS

   
   WE DELIVER AROUND THE WORLD, AND OFFER DIFFERENT SHIPPING OPTIONS TO MEET YOUR NEEDS. This is an approximative cost at the date of today
   USA GROUND / $12.5 / 3-5 DAYS
   USA EXPRESS / $ 25 / 1-2 DAYS
   CANADA EXPRESS / $ 25 / 1-2 DAYS
   CENTRAL AMERICA EXPRESS / $ 40 / 3-5 DAYS
   REST OF THE WORLD INT'L EXPRESS / $ 60 / 3-5 DAYS
   



7. TAXES & DUTIES

   
   TO ENSURE THAT THE MOST ACCURATE PRICING, TAXES AND DELIVERY COSTS ARE DISPLAYED, WE RECOMMEND THAT YOU CLICK ON THE LINK AT THE TOP OF OUR E-STORE WEBSITE PAGE AND SELECT YOUR COUNTRY FROM THE LIST OF SHIPPING DESTINATIONS. PRICES DISPLAYED ON THE WEBSITE ARE EXCLUSIVE OF TAXES. WHEN YOU PROCEED TO PURCHASE YOUR ORDER, SALES TAX AND CUSTOMS DUTY (WHERE APPLICABLE) WILL BE CALCULATED ON THE TOTAL MERCHANDISE VALUE AND SHIPPING CHARGES, AND DISPLAYED ON THE ORDER SUMMARY PAGE.
   



8. RETURN POLICY

   
   WE WANT TO MAKE SURE THAT YOU ARE COMPLETELY SATISFIED WITH YOUR PURCHASES ON INVESTFASHION.COM E-STORE. IF, FOR ANY REASON, YOU ARE NOT SATISFIED WITH YOUR ORDER, YOU MAY RETURN ANY UNUSED PRODUCTS WITHIN SEVEN (7) DAYS FROM THE DATE OF DELIVERY.

   
   BEFORE SENDING ANY PRODUCTS BACK TO US, PLEASE MAKE SURE THAT ALL OF THE FOLLOWING CONDITIONS HAVE BEEN CORRECTLY SATISFIED.



9. IDENTIFICATION TAB

   
   ALL OF OUR PRODUCTS COME WITH AN IDENTIFICATION TAG WITH A DISPOSABLE SEAL. PLEASE TRY YOUR ITEM ON BEFORE REMOVING THE TAG AND SEAL, SINCE WE DO NOT ACCEPT RETURNS ONCE THE DISPOSABLE SEAL HAS BEEN REMOVED, BROKEN OR DAMAGED IN ANY WAY. IF YOU REMOVE OR ALTER THIS STICKER, YOU MAY NO LONGER RETURN YOUR PURCHASE.



10. THE PRODUCT YOU WISH TO RETURN

    
    -CAN BE SENT BACK TO US ONLY AFTER YOU HAVE COMPLETED AND SUBMITTED THE ONLINE RETURN FORM AVAILABLE ON THE WWW.INVESTFASHION.COM SITE WITHIN SEVEN (7) DAYS FROM DELIVERY;
    -BY COMPLETING AND SUBMITTING OUR ONLINE RETURN FORM YOU WILL RECEIVE YOUR RETURN NUMBER, WHICH YOU MUST INCLUDE ON YOUR RETURN SHIPPING LABEL;
    -MUST BE UNUSED, UNWORN, UNWASHED AND IN THE SAME CONDITION IN WHICH IT WAS RECEIVED BY YOU;
    -MUST HAVE ALL DISPOSABLE SEALS STILL ATTACHED WITH THE DISPOSABLE SEAL THAT MUST STILL BE INTACT;
    -MUST BE RETURNED COMPLETE WITH ALL OF ITS PARTS AND ACCESSORIES;
    -MUST BE SENT IN ITS ORIGINAL PACKAGING;
    -MUST BE SHIPPED BACK TO OUR FULFILLMENT HOUSE WITHIN SEVEN (7) DAYS FROM THE DATE OF DELIVERY;
    -MUST BE SENT IN ONE SINGLE SHIPMENT; PRODUCTS THAT BELONG TO THE SAME ORDER MUST BE RETURNED TO US AT THE SAME TIME.

    
    IF ALL OF THESE CONDITIONS ARE SATISFIED, WE WILL REFUND THE VALUE OF THE RETURNED PRODUCT(S), SALES TAX INCLUDED, LESS ANY ORIGINAL SHIPPING COSTS. WE WILL NOT ISSUE ANY REFUNDS FOR RETURNS THAT DO NOT SATISFY ALL OF THE CONDITIONS INDICATED ABOVE; PROVIDED, HOWEVER, THAT YOU WILL HAVE THE OPTION TO REQUEST WITHIN THIRTY (30) DAYS OF BEING NOTIFIED THAT YOU ARE NOT ENTITLED TO A REFUND THAT YOUR MERCHANDISE BE SHIPPED BACK TO YOU, AT YOUR OWN COST, IN THE CONDITION IN WHICH IT WAS RECEIVED BY PROVIDER'S FULFILLMENT HOUSE.

    
    IF YOU DO NOT REQUEST THE RETURN OF YOUR MERCHANDISE WITHIN SAID THIRTY-DAY PERIOD, YOU AUTHORIZE PROVIDER, AND ANY OF ITS AFFILIATES OR AGENTS, TO DISPOSE OF SUCH MERCHANDISE AS IT SEES FIT.



11. REFUND POLICY

    
    YOU CAN CHOOSE BETWEEN AN IF E-STORE CREDIT OR A REFUND.
    AN IF E-STORE CREDIT IS AVAILABLE FOR ACCOUNT HOLDER. THE CREDIT WILL BE ADDED TO YOUR ACCOUNT IN 2 BUSINESS DAYS.
    REFUNDS ARE PROCESSED WITHIN APPROXIMATELY FIVE (5) BUSINESS DAYS OF OUR RECEIPT OF YOUR MERCHANDISE. YOUR REFUND WILL BE CREDITED BACK TO THE SAME CARD USED TO MAKE THE ORIGINAL PURCHASE. YOUR ACCOUNT SHOULD BE CREDITED WITHIN ONE OR TWO BILLING CYCLES FROM THE DATE OF RETURN DEPENDING ON THE REFUND POLICY OF THE CREDIT /DEBIT CARD USED OR TWO MONTHS IN CASE OF PAYMENT MADE BY DEBIT CARD.
    PLEASE MAKE SURE THAT THE DATE ASSOCIATED WITH SUCH CREDIT COINCIDES WITH THE DATE THE ORIGINAL DEBIT WAS MADE IN ORDER TO AVOID ANY INTEREST CHARGES ON YOUR ACCOUNT.



12. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

    
    PROVIDER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE PRODUCT(S) INCLUDED ON THE SITE NOR AS TO THE MERCHANDISE BEING SOLD TO YOU. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, PROVIDER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT, AND THERE ARE NO WARRANTIES, EXPRESS OR IMPLIED, WHICH EXTEND BEYOND THE DESCRIPTION OF THE MERCHANDISE CONTAINED ON OUR ORDER CONFIRMATION. PROVIDER WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES.

    
    CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
    



13. FORCE MAJEURE

    
    PROVIDER SHALL NOT BE LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE CAUSED BY CIRCUMSTANCES BEYOND ITS REASONABLE CONTROL INCLUDED ANY NATURAL DISASTERS AND CONSEQUENCES.

    
    INVESTFASHION RESERVES THE RIGHT TO MODIFY THIS POLICY WITHOUT GIVING YOU PRIOR NOTICE. THE LAST DATE THESE POLICIES WERE REVISED IS SET FORTH HERE: (LAST UPDATED OCTOBER 1ST, 2010)

    
    

INVESTFASHION DESIGNER

TABLE OF CONTENTS

1. HOW DESIGNERS GET TO BE FINANCED WITH INVESTFASHION?
2. HOW DO YOU GET SELECTED TO BE PART OF THE INVESTFASHION DESIGNERS' COLLECTIONS?
3. YOUR COLLECTION IS SELECTED TO BE PART OF THE INVESTFASHION DESIGNERS' COLLECTIONS?
4. YOUR COLLECTION IS FUNDED!
5. YOUR COLLECTION IS ON THE ONLINE E-STORE!
6. INVESTFASHION - DESIGNERS Q&A

1. HOW DESIGNERS GET TO BE FINANCED WITH INVESTFASHION

   
   INVESTFASHION IS A WEBSITE FUNDING PLATFORM FOR SELECTED CREATIVE FASHION DESIGNERS. INVESTFASHION IS NOT MEANT FOR THE DESIGNER TO GET PAID TO DESIGN A COLLECTION BUT TO GIVE HIM/HER THE OPPORTUNITY TO CREATE, DEVELOP, MANUFACTURE, AND SELL HIS/HER COLLECTION IN A PROFESSIONAL WAY AND WITHOUT UPFRONT MONEY FROM HIS /HER SIDE.

   
   ALL THE FUNDING FOR THE COLLECTION'S DEVELOPMENT, MANUFACTURING AND RETAIL PROCESS IS DONE THROUGH THE INVOLVEMENT AND INVESTMENT OF A NUMBER OF INDIVIDUAL INVESTORS, INTERESTED IN SUPPORTING DESIGNERS' WORK. FOR THEIR COMMON AND MUTUAL INVESTMENT IN TIME, MONEY, PROFESSIONAL INVOLVEMENT AND NETWORK, THE DESIGNER, THE INVESTORS AS WELL AS INVESTFASHION WILL EQUALLY SHARE THE NET SALES MARGIN OF THE DESIGNER'S COLLECTION PIECES ABOVE $75,000.00.

   
   THE USE OF INVESTFASHION.COM IS OPEN TO ALL AND IS FREE.

   
   YOUR REGISTRATION AS A DESIGNER DEPENDS ON YOUR OWN WILL, AND ON THE ACCEPTANCE OF THE RULES AND REGULATIONS AS WELL AS THE TERMS OF USE AND CONDITION OF THE INVESTFASHION WEBSITE.

   
   REGISTER AS A DESIGNER: IN ORDER TO OPEN A DESIGNER ACCOUNT ON INVESTFASHION.COM, YOU WILL BE ASKED TO PROVIDE PERSONAL INFORMATION INCLUDING YOUR EDUCATION, SPECIFIC INFORMATION REGARDING THE KIND OF FASHION DESIGN "STYLE" YOUR COLLECTION RELATES TO, INFORMATION ON YOUR INTERNET AND SOCIAL NETWORK PRESENCE (SUCH AS YOUR WEB SITE, FACEBOOK, LINKEDIN AND TWITTER ACCOUNTS).

   
   SOME INFORMATION WILL BE AVAILABLE ON YOUR PROFILE AND ACCESSIBLE TO THE PUBLIC. OTHER INFORMATION WILL BE KEPT UNDISCLOSED AND WILL EXCLUSIVELY SERVE INVESTFASHION.COM TO BETTER SET YOUR ACCOUNT CONSIDERING YOUR IDENTITY AND YOUR PROFILE.

   
   AFTER PRIMARY INFORMATION HAS BEEN PROVIDED, AN INVESTFASHION DESIGNER ACCOUNT WILL BE CREATED UNDER YOUR NAME. THIS ACCOUNT WILL BE ACCESSIBLE TO YOU THROUGH THE USE OF YOUR ID NAME AND PASSWORD BUT WILL NOT YET BE AVAILABLE FOR THE PUBLIC TO SEE.

   
   YOU WILL HAVE TO COMPLETE YOUR PROFILE DESIGNER ACCOUNT WITH YOUR COLLECTION OF 8-12 SILHOUETTES (WHICH ARE HIGHLY CREATIVE AND PERSONAL), YOUR BIO, AS WELL AS SOME OF YOUR PAST WORKS AND FORMER COLLECTIONS. YOU WILL HAVE TO FOLLOW THE REQUIREMENTS AND PROVIDE THE NECESSARY DOCUMENTATION IN TERMS OF VISUALS. WHEN YOUR ACCOUNT IS FULLY IMPLEMENTED, IT WILL BECOME AVAILABLE TO YOUR NETWORK OF FRIENDS AND TO NON-MEMBERS THAT YOU WILL BE ABLE TO INVITE TO DISCOVER YOUR PROFILE AND COLLECTION. YOU WILL ALSO HAVE THE INVESTFASHION.COM TOOLS AVAILABLE FOR YOU TO ATTRACT INVESTORS AND START YOUR OWN FUNDRAISING TO SUPPORT YOUR COLLECTION.

   
   FOR ADDITIONAL INFO, YOU CAN ALSO REFER TO THE PRIVACY POLICY OF INVESTFASHION.COM



2. HOW DO YOU GET SELECTED TO BE PART OF THE INVESTFASHION DESIGNERS' COLLECTIONS?

   
   EACH DESIGNER'S ACCOUNT HAS TO BE REVIEWED BY THE INVESTFASHION PANEL.THE INVESTFASHION CRITERIA REVIEWED BY THE PANEL ARE CREATIVITY, INNOVATION, QUALITY & OVERALL CONCEPT.

   
   THE PANEL REVIEWS DESIGNERS' ACCOUNTS IN THREE DIFFERENT WAYS:
   A REVIEW IS AUTOMATICALLY TRIGGERED WHEN A DESIGNER'S ACCOUNT REACHES 2000 SUPPORTERS, WHEN A DESIGNER'S ACCOUNT REACHES $ 20,000.00 IN FUNDING. HOWEVER, EACH INVESTFASHION MEMBER OF THE PANEL HAS ACCESS TO ALL THE DESIGNERS' ACCOUNTS AND ANY PANEL MEMBER CAN TRIGGER AT ANYTIME A REVIEW WHEN HE/SHE THINKS THAT A COLLECTION IS INTERESTING AND FITS THE INVESTFASHION REQUIREMENTS.

   
   THE REVIEW WILL DECIDE IF THE DESIGNER'S COLLECTION IS ACCEPTED OR NOT AND WILL BE PART OF THE COLLECTION PRESENTED TO BE FUNDED PUBLICLY.

   
   IF THE PANEL SELECTS YOUR COLLECTION, INVESTFASHION WILL CONTACT YOU AND YOUR ACCOUNT WILL BE PLACED ON THE DESIGNER COLLECTION'S LISTING TO BE FUNDED. YOUR SPOT WILL BE DEFINED BY CHRONOLOGICAL ORDER. A PARTICULAR AGREEMENT WILL BE SIGNED BETWEEN THE DESIGNER AND INVESTFASHION. THIS AGREEMENT WILL COVER THE SCOPE, SCHEDULE, DUTY AND DELIVERABLE AS WELL AS FINANCIAL AND COPYRIGHT ASPECTS. INVESTFASHION WILL HAVE THE EXCLUSIVE RIGHT TO PRODUCE AND MANUFACTURE AND SELL YOUR COLLECTION'S PIECES UNDER THIS AGREEMENT. AS THE DESIGNER, YOU WILL KEEP THE FULL OWNERSHIP AND COPYRIGHT OF YOUR COLLECTION'S PIECES. YOU WILL ALSO SHARE COPYRIGHT OF USE FROM VIDEOS AND PHOTOS FROM YOUR COLLECTION.

   
   WHILE YOUR ACCOUNT IS ON THE WAITING LIST, IT IS STILL ACCESSIBLE TO YOUR OWN NETWORK AND IT HAS THE SAME FUNCTIONALITY AS BEFORE. ALL YOUR INVESTORS WILL RECEIVE AN EMAIL FROM INVESTFASHION TO INFORM THEM THAT YOUR COLLECTION WAS SUCCESSFULLY SELECTED AND WILL TO BE A PART OF THE FUTURE INVESTFASHION DESIGNERS' COLLECTIONS.

   
   IF THE PANEL DOES NOT SELECT YOUR COLLECTION, INVESTFASHION WILL CONTACT YOU AND YOUR ACCOUNT WILL CONTINUE TO BE OPENED AND YOU WILL ALWAYS HAVE THE POSSIBILITY OF SUBMITTING AND PRESENTING A NEW COLLECTION FOR REVIEW. INVESTFASHION WILL CONTACT THE INVESTORS LINKED TO YOUR COLLECTION VIA EMAIL TO INFORM THEM.
   YOUR INVESTORS WILL BE OFFERED THE CHOICE TO KEEP SUPPORTING YOU AND GIVE YOU MORE TIME FOR YOU TO REPRESENT ANOTHER COLLECTION, TRANSFER THEIR INVESTMENT TO OTHERS DESIGNERS, OR ASK FOR A REFUND.

   
   THE DECISION OF THE INVESTFASHION PANEL CANNOT BE DISPUTED AND IS FINAL.



3. YOUR COLLECTION IS SELECTED TO BE PART OF THE INVESTFASHION DESIGNERS' COLLECTIONS?

   
   AT ONE POINT, YOUR COLLECTION WILL BE PRESENTED AMONGST THE SIX INVESTFASHION DESIGNERS' COLLECTIONS FOR ALL VISITORS TO SEE AND BE ABLE TO INVEST IN IT. YOUR COLLECTION WILL BE UP FOR FUNDING FOR A PERIOD THAT CAN'T EXCEED 3-MONTH. INVESTFASHION WILL IMMEDIATELY INFORM YOU BY EMAIL THAT YOUR COLLECTION IS UP AND YOU WILL HAVE TO START PREPARING YOURSELF FOR THE FIRST DESIGN STEPS.

   
   WHEN YOUR COLLECTION REACHES 3,000 SOLD SHARES AND THE FUNDING IS AVAILABLE, AN EMAIL WILL INFORM YOU THAT YOU NEED TO START TO DEVELOP YOUR COLLECTION FOLLOWING THE SCHEDULED DEFINED IN OUR AGREEMENT. AN EMAIL WILL ALSO BE SENT TO ALL YOUR INVESTORS IN ORDER TO KEEP THEM INFORMED THAT YOUR COLLECTION HAS BEEN SUCCESSFULLY FUNDED AND THAT YOU ARE NOW STARTING IT. THEY ARE OFFICIALLY THE DEDICATED INVESTORS OF YOUR COLLECTION.

   
   IF DURING THE FIRST 2-MONTH PERIOD, THE LEVEL OF FUNDING IS BELOW 2/3 ($50,000.00), INVESTFASHION RESERVES ITSELF THE RIGHT TO RE-CONTACT YOUR ACTUAL INVESTORS IN ORDER TO STIMULATE THEM TO INVEST MORE ON YOUR COLLECTION, ALLOWING YOU TO REACH YOUR GOAL.

   
   IF IN THE 3-MONTH PERIOD, THE GOAL IS NOT REACHED, INVESTFASHION WILL PLACE YOUR ACCOUNT IN AN EXTENDED PERIOD OF 3 ADDITIONAL MONTHS, DURING WHICH IT WILL BE ACCESSIBLE TO THE PUBLIC UNDER A PARTICULAR LINK AND PAGE, GIVING YOU MORE TIME TO FUND YOUR COLLECTION.

   
   AFTER THAT, IF THE FUNDING GOAL IS STILL NOT REACHED, INVESTFASHION WILL CONTACT BY EMAIL THE INVESTORS LINKED TO YOUR COLLECTION TO INFORM THEM.
   YOUR INVESTORS WILL BE OFFERED THE CHOICE TO KEEP SUPPORTING YOU AND GIVE YOU MORE TIME FOR YOU TO REPRESENT ANOTHER COLLECTION, TRANSFER THEIR INVESTMENT TO OTHERS DESIGNERS, OR ASK TO BE REFUNDED.



4. YOUR COLLECTION IS FUNDED!

   
   WHEN THE COLLECTION HAS BEEN FUNDED, FOLLOWING THE PARTICULAR AGREEMENT SIGNED WITH INVESTFASHION, THE DESIGNER WILL HAVE TO FOLLOW THE DIFFERENT STEPS AND WILL RECEIVE A BUDGET ALLOWED FOR THE DESIGN PROCESS STARTING.

   
   THE DESIGNER HAS TO DEVELOP HIS/HER COLLECTION, MAKE A FIRST PROTOTYPE OF EACH PIECE IN THE FINAL MATERIAL AND SIZE REQUESTED, AS WELL AS PROVIDE PRECISE RELATED INFORMATION IN A 4-WEEK PERIOD. THE DESIGNER WILL ALSO FOLLOW UP WITH THE MANUFACTURER - 1ST SAMPLE AND WITH PHOTOGRAPHER AND PHOTO SHOOT OF THE COLLECTION AT THE APPROPRIATE TIME.

   
   EACH WEEK, DURING THE DESIGN PROCESS, THE DESIGNER WILL HAVE TO POST ON HIS/HER INVESTFASHION BLOG/COMMENTS A RECAP OF HIS/HER COLLECTION'S EVOLUTION WITH PHOTOS. IN OTHER WORDS, ALL THE INFORMATION THE DESIGNER WISHES TO SHARE WITH HIS/HER INVESTORS.

   
   AT THAT POINT, YOUR INVESTMENT WILL BE DONE. THE COLLECTION WILL BE PRODUCED AND INSTALLED FOR SALE IN THE INVESTFASHION ONLINE E-STORE.



5. YOUR COLLECTION IS ON THE ONLINE E-STORE

   
   YOUR INVESTORS GET NOT ONLY A PRIVILEGED DISCOUNT ON YOUR COLLECTION'S PIECES BUT THEY ALSO GET THE TWO FIRST DAYS OF SALES EXCLUSIVELY RESERVED FOR THEM TO BUY THEIR FAVORITE ITEMS. THE TWO FOLLOWING DAYS ARE ALSO EXCLUSIVELY OPENED TO ANY OTHER INVESTFASHION INVESTORS. TWO MORE EXCLUSIVE DAYS ARE DEDICATED TO ALL DESIGNERS' SUPPORTERS AND PREVIOUS INVESTFASHION SHOPPERS BEFORE THE COLLECTION BECOMES AVAILABLE FOR PURCHASE TO THE GENERAL PUBLIC.

   
   YOU GET 1/3 OF THE NET SALES MARGIN FROM YOUR COLLECTION'S PIECES ABOVE $75,000.00 *(SEE INVESTOR DETAILS). IF SOME PIECES FROM YOUR COLLECTION ARE RE-MANUFACTURED, YOU ALSO GET 1/3 OF THE NET SALES MARGIN.

   
   THROUGH YOUR INVESTFASHION ACCOUNT, YOU WILL YOU BE ABLE TO FOLLOW THE SALES OF YOUR COLLECTION IN THE ONLINE E-STORE AND CONTINUE TO COMMUNICATE WITH YOUR INVESTORS.

   
   AFTER SALES END, YOU WILL RECEIVE AN EMAIL INFORMING YOU ABOUT THE END OF THE ENDING PROCESS. AT THAT TIME, YOU CAN GET ALL THE BUSINESS DATA CONCERNING YOUR COLLECTION'S PIECES, KEY FIGURES OF YOUR INVESTORS AND CUSTOMERS IN ORDER TO HELP YOU TO BUILD YOUR OWN FUTURE BUSINESS PLAN.
   YOU WILL ALSO GET ONE OF THE TWO COMPLETE MANUFACTURED COLLECTIONS FROM PRESS AND THE PAYMENT OF 1/3 OF THE NET SALES MARGIN OF YOUR COLLECTION ABOVE $75,000.00. (THE SECOND COMPLETE MANUFACTURED COLLECTION WILL BELONG TO INVESTFASHION).

   
   IT WILL ALSO BE A GOOD TIME FOR YOU TO PRESENT A NEW COLLECTION AND INSTALL IT ON YOUR DESIGNER ACCOUNT TO START THE PROCESS OF SELECTION AS SOON AS POSSIBLE IN ORDER TO RETAIN YOUR INVESTORS AND CUSTOMERS/CLIENTS AND SUPPORTERS.



6. FINAL GOAL OF INVESTFASHION

   
   -TO ALLOW PRE-SELECTED ENTREPRENEURIAL CREATIVE DESIGNERS TO DEVELOP, MANUFACTURE AND SELL THEIR FIRST CREATIVE COLLECTIONS WITHOUT UPFRONT MONEY AND BY GETTING 1/3 OF THE NET SALES MARGIN ABOVE $75,000.00. INVESTFASHION ALSO PROVIDES THE SELECTED DESIGNERS WITH THE BUSINESS DATA OF THEIR COLLECTIONS, KEY FIGURES FROM THEIR INVESTORS AND CUSTOMERS IN ORDER TO HELP THEM BUILD OWN FUTURE BUSINESS PLAN.

   
   -TO EXPERIENCE AND BENEFIT FROM AN INTERNATIONAL AND PROFESSIONAL FASHION NETWORK - FROM PRESS TO MANUFACTURERS, SO DEVELOP CERTIFIED WORK HABITS AND COLLECTIONS THAT RESPECT INDUSTRY STANDARDS. FINALLY, AND MOST IMPORTANTLY, TO HELP THEM TO LIVE AND WORK OFF THEIRS TALENT AS SOON AS POSSIBLE.

   
   -TO DEVELOP PARTNERSHIPS AND COLLABORATIONS WITH SUPPLIERS, MANUFACTURERS AND VENDORS, SO AS TO FACILITATE THE SOURCING FOR THE COLLECTIONS' MANUFACTURING (TO QUICKLY RESPOND TO ANY SPECIAL SOURCING DEMANDS DEPENDING ON THE DESIGNER COLLECTION'S COMPLEXITY, AS WELL AS PROVIDE COMMERCIAL LEVERAGES TO GET BETTER PRICES THAT AN INDIVIDUAL DESIGNER WILL NOT GET OTHERWISE).

   
   -TO FACILITATE THE MANUFACTURING PROCESS BY PROVIDING TECHNICAL SOLUTIONS TO ADVANCE AND EASE THE WORK OF THE MANUFACTURERS. TO MAINTAIN QUALITY CONTROL AND ETHICS FOR EVERY DESIGNERS' COLLECTION PRODUCED AS WELL AS HARMONIZE THE SIZING BETWEEN DESIGNERS' COLLECTIONS REGARDING THE ONLINE CUSTOMERS CLIENTELE.

   
   -TO ALLOW INVESTORS AND THE GENERAL PUBLIC TO HAVE ACCESS AND BUY LIMITED AND NUMBERED, EXCLUSIVE AND EXQUISITE, HIGH QUALITY STANDARDS AND LABOR ETHICS CONTROLLED, SUPERIOR AND CREATIVE FASHION DESIGNERS PIECES, ONLY AVAILABLE ON THE INVESTFASHION ONLINE E-STORE.



7. INVESTFASHION - DESIGNERS Q&A

   
   1.HOW DO I GET SELECTED?
   FASHION DESIGNERS' COLLECTIONS FROM ANY COUNTRIES ARE PRE-SELECTED BASED ON THEIR OVERALL SENSE OF CREATIVITY & INNOVATION, SUPERIOR QUALITY & POTENTIAL IN A WHOLE BY A PROFESSIONALS' PANEL INCLUDING JOURNALISTS, RETAILERS AND DESIGNERS.
   COLLECTIONS TO INVEST IN SHOULD REFLECT HIGHLY CREATIVELY PROMISING ENTREPRENEURIAL YOUNG DESIGNERS.

   
   2.WHAT DO I NEED TO SUBMIT TO THE PANEL IN ORDER TO BECOME ONE OF THE SIX DESIGNERS?
   FIRST, YOU NEED TO CREATE A DESIGNER ACCOUNT AND FILL IN THE REGISTRATION FORM WITH YOUR PERSONAL INFORMATION, ADDRESS, SOCIAL NETWORK, EDUCATION INFORMATION, PROFESSIONAL EXPERIENCE & INTERNSHIP, AND INVESTFASHION COLLECTION'S PROJECT.

   
   3.DO I HAVE TO HAVE A COLLECTION ALREADY?
   YES - YOU NEED AT LEAST TO HAVE A PRECISE COLLECTION IN MIND FOR DESIGN. THE FIRST PART IS ALL ABOUT THE FUNDING AND HOW TO ATTRACT THE ATTENTION OF THE INVESTORS THEREFORE YOU NEED TO PROVIDE A WELL-DOCUMENTED FASHION PROJECT / PORTFOLIO TYPE EXPRESSING WHAT WILL BE YOUR COLLECTION.

   
   4.IF I RECEIVE ENOUGH INVESTORS TO START MY COLLECTION, WILL INVESTFASHION HELP ME IN ANY OTHER WAYS, SUCH AS PROVIDING INFORMATION ABOUT SOURCING FOR FABRICS AND MANUFACTURING?
   YES - INVESTFASHION AND ITS LABSTUDIO WILL BE COMPLETELY ASSISTING YOU TO BE SURE YOUR FUNDED COLLECTION WILL BE A SUCCESS.

   
   5.ONCE I OPEN A DESIGNER'S ACCOUNT, CAN I UPDATE/CHANGE MY COLLECTION PROPOSAL IF I WANT TO BE BETTER FUNDED/REVIEWED? OR, AM I ALLOWED TO SUBMIT ONLY ONE COLLECTION?
   YES - YOU CAN CHANGE OR MODIFY YOUR COLLECTION AS LONG AS THE PANEL DOES NOT SELECT YOUR COLLECTION. HOWEVER YOU ONLY CAN SUBMIT ONE COLLECTION AT A TIME. WHEN YOU ARE SELECTED AND THEREFORE PART OF THE SIX, ONLY MINOR CHANGES CAN OCCUR IN RESPECT OF THE INVESTORS.

   
   6.WHAT WILL BE THE PRICE RANGE IN THIS MARKET? WHAT WILL BE THE QUANTITY OF THE FIRST PRODUCTION?
   DEPENDING ON EACH DESIGNER'S COLLECTION, THE FIRST PRODUCTION WILL BE AROUND 300 PIECES AND THE PRICE RANGE WILL START AT $75 AND UP TO $3000.

   
   7.CAN I INVEST TO MY COLLECTION?
   YES - YOU CAN OPEN AN INVESTOR ACCOUNT AND INVEST UP TO $1000 BY DESIGNER'S COLLECTION AS ANY OTHER INVESTOR.

   
   8.IF I REVEAL MY DESIGN SKETCH AND PLAN TO PUBLIC, I AM AFRAID SOMEONE IS GOING TO STEAL MY IDEA?
   THERE IS A RISK BUT AS A CREATIVE PERSON YOU ARE THE BEST ONE TO DISCLOSE OR NOT TO SHOW OR NOT DETAILS OR SPECIFICITIES TO PROTECT. THE WAY TO REPRESENT YOUR COLLECTION ON INVESTFASHION IS IN AN ARTISTIC AND NOT TECHNICAL VIEW WITHOUT TECHNICAL SPEC OR ELSE. IN THE US, WE ARE STILL WAITING AND FIGHTING FOR A FASHION COPYRIGHT.
   HOWEVER FORDHAM LAW IS LAUNCHING THE FASHION LAW INSTITUTE, THE WORLD'S FIRST FASHION LAW CENTER, FOR FALL 2010. THE INSTITUTE WILL PROVIDE LEGAL SERVICES FOR DESIGN STUDENTS AND DESIGNERS, TRAIN THE FASHION LAWYERS AND DESIGNERS OF THE FUTURE, AND OFFER INFORMATION AND ASSISTANCE ON ISSUES FACING THE FASHION INDUSTRY. IT WAS CREATED WITH THE GENEROUS SUPPORT AND ADVICE OF THE CFDA AND ITS PRESIDENT DIANE VON FURSTENBERG. THE INSTITUTE IS DIRECTED BY PROFESSOR SUSAN SCAFIDI, WHO PIONEERED THE FIELD OF FASHION LAW.

   
   (LAST UPDATED OCTOBER 1ST, 2010)